Access Vital Business and Commercial Real Estate Funding to achieve your personal and professional goals.
An experienced consultant can be invaluable when it comes to closing loans. I have the expertise to navigate the complex paperwork and processes involved, ensuring a smooth and efficient transaction. My industry knowledge and relationships with lenders can help secure the best terms and expedite the closing process. With an experienced consultant on your side, you can have peace of mind that your loan will be handled professionally from start to finish.
Business line of credit - working capital !
Business Acqusition loans
Commercial Real Estate - Buy - refi -refi/cash out - build 2) Investment property financing.
Have You Tried to Get Funding But Been Declined Elsewhere?
It can be frustrating when you need money to operate your business, but don’t know where to go to get it.
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The more lenders review and decline your loan request, the more inquiries will pop up on your personal credit report.
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Doing this on your own could delay the funding process while increasing the financial stress on you and your employees.
Let’s discuss your financing request!! Schedule a call where we will discuss your ultimate goal, and the hurdles we may have to overcome to get loan approval. From there I will match you with the correct lender from my network, ideal for the specific type of funding you have in mind
"He was a miracle worker! Without Ralph.....the company wouldn’t be here today! I can sleep at night, have money to make checks to crew at the end of the week, no black cloud over my head financially! He was quick, knowledgable, patient, calming in his manner and reassuring. He got the job done. Everything he told us he would do...he did!"
Maureen
Grow Your Small Business
Many businesses are stressed because they don’t know where to start to get money. I provide them with funding solutions, so they can run their company with confidence, having access to the capital needed to grow a thriving business.
Get immediate working capital
One day pre approvals - funding within 72 hours. Apply here - Approval amounts average 80% of the average monthly revenue. Weekly repayment - 4 to 6 month terms
Buy or lease needed equipment
Construction, industrial, trucking, aviation, medical/ dental, restaurant, etc. Capital lease, $1 buyout, Operating leases with very minimal down payments.
Game changer! Get up to 100% financing for Business Expansion!
Are you considering an additional location for your successful business? Let's dive in to see if you could qualify for a 0% down Business Expansion loan!
Faster payment on your invoices
Factoring companies can advance up to 80% of your invoices within just a few lender fee, once the invoice is paid in full.
Commercial Real Estate Financing
Options include Purchase, refi, refi/cash out and Construction funding. $500,000-$20,000,000. Nationwide. Bank, non bank, private lender and hard money sources all available.
Supplier Financing
Accept new orders with confidence knowing your lending partner will pay your supplier directly for the cost of your order.
Complete lender flexibility – Your loan request is not subject to one specific lender saying “yes or no.”
The Consultant fee paid to SFP is only paid once your loan is approved and funded.
The fees that are charged are typically correlated to the risk the lenders take when they’re lending you money. All financing fees are only paid once the loan is approved and funded.
*Commercial real estate lenders will charge an up front appraisal fee.
"After getting turned down from a local bank, I was referred to Ralph. He took the time to learn about me and my business. Within 2 weeks, I received a loan offer and we were funded within 30 days. The funding helped grow my business 20% in six months."
John, Manufacturing Business Owner
Money at your fingertips
Simple Steps to Getting the Funding You Need...
Let's discuss your request
Beginning with the goals you are looking to accomplish with the funding. Your prior experience in looking for the specific funding. Possible hurdles we will need to overcome for approval. Set timeline, rate and term and pricing expectations ahead of time.
Review financial docs internally, followed by lender discussions
You will receive a detailed list of docs to supply my office which will allow me to preview the needed information. From here, I will be in touch with the appropriate lender to gauge interest, followed by their doc review. q/a, lender proposal.
Get loan approval
Success! The loan request is approved! Documents are prepared for your review and acceptance, followed by closing and funding!!
Funding Services
Account Receivable Financing
Accounts receivable financing results in a company receiving early payment on their outstanding invoices. A company using account receivable financing commits some, or all, of its outstanding invoices to a funder for early payment, in return for a fee.
Purchase Order Financing
Purchase order financing is a cash advance that small-business owners can receive on their purchase orders. With PO financing, a lender will pay your third-party supplier up to 100% of the costs required to produce and deliver the agreed-upon goods to your customer.
Equipment Financing
Why buy expensive equipment when you can lease it, often with just the first and last payment due at closing. 36-60 month leases.
Commercial Real Estate
Has your bank said no to your real estate request? Many of our lenders are looking for good quality loan opportunities! Let’s discuss!
Investment rental, Airbnb, fix and flip financing.
Over the years, I have established strong relationships with the top investment rental and fix and flip lenders in the US.
Whether you are interested in a 1-4 unit multifamily, or a 5 plus unit property, we have a lender for your deal.
Minimum loan request preferred, $250,000 plus.
Credit score preferred, 650 plus.
Loan to values 75-80% of purchase price.
For fix and flip, up to 70% after repair value is common.
Have questions, lets talk!
Loans approved
for my clients
How I Can Help
Ralph Russell brings years of experience in negotiating the best borrowing rate and terms for his clients.
Quick access to a business line of credit!
A business line of credit can provide you access to cash when you need it the most. The average approval is 12-14% of your past 12 months revenue. You can be approved and have access to the line within 10 days. Minimum credit score 640, 12 months time in business preffered, minimum annual revenue $200,000.
100% financing for business expansion and business buyouts!
Business owners may be able to qualify for 100% financing fo expandig their business if the current cash flow can support the current debt and the the new loan needed for the expansion. 100% financing for business acquisitios may be possible to under the right circumstances. Reach out to discuss your request!
Real estate financing with no lien placed on the property!!
A great capital partner offers real estate financing without requiring a lien on the property, Their assignment of cash flow financing, rather than a traditional mortage has been very helpful to a number of real estate investors.
