Stop Waiting on Customers to Pay — Get Funded Now
PO and AR financing unlocks cash tied up in your invoices and purchase orders — so you can fulfill orders, make payroll, and grow without waiting 30-90 days or giving up equity.
Turn Invoices into Immediate Working Capital
Long payment terms and slow-paying customers create cash gaps. AR financing uses your outstanding invoices as collateral to generate immediate liquidity without taking on debt or giving up equity.
Approval is based on your customers ability to pay not your credit score or balance sheet. Ideal for growing companies, turnarounds, startups, and businesses with strong receivables but limited conventional credit access.
- Unlock cash tied up in invoices immediately
- Approval within days, funds deployed fast
- Assistance managing and collecting receivables
- Not impacted by economic cycles or market fluctuations
- No equity given up, keep full ownership
- Facility scales automatically as your revenue grows
- Can serve as a foundation for future bank credit lines
AR Financing Program Details
PO Financing Program Details
Fulfill Big Orders Without the Capital to Back Them
When a large order arrives and you lack the cash to fulfill it, PO financing steps in. We pay your supplier directly so goods are delivered on time without touching your reserves or giving up equity.
Ideal for importers, exporters, distributors, manufacturers, and government contractors experiencing sales growth outpacing internal cash flow. Builds your balance sheet without diluting ownership.
- Grow revenue without the capital to fund it internally
- Purchase product even when vendor credit is unavailable
- We pay your supplier directly, domestic or overseas
- Fast approval, no lengthy bank process
- Covers finished goods, production, government contracts, and reseller deals
- Repayment aligned to when your customer pays you
- Facility grows automatically as your orders increase
Our lending network
Four Specialized Partners, One Point of Contact
Springboard works with four vetted PO and AR specialists, each with a distinct focus. Ralph matches your deal to the right partner based on your industry, deal size, and structure needed.
AR Factoring and Full PO Funding
20+ year track record, $1B+ deployed, same-day approvals
AR Financing and Asset-Based Lines
Bank-backed, $200K to $15M AR facilities, all industries nationwide
Construction and Contract Finance
Florida-based, specialized for commercial contractors, founded 2019
Transaction-Based PO Finance
Privately funded, Dallas TX, 40+ years combined team experience
How it works
From Invoice or Order to Cash, Step by Step
Industries we serve
Built for Businesses That Invoice Customers or Fulfill Orders
PO and AR financing works across a wide range of industries, anywhere invoices are issued or purchase orders are received.
Do you qualify?
If you have invoices or purchase orders, you likely qualify
Approval is based on your customers credit, not yours. Ralph will review your situation and identify the right lender and structure within one business hour.
Get Your Free PO and AR Financing Review
You are all set!
Your PO and AR financing request has been sent to Ralph. Expect a personal response within 1 business hour.
Client feedback
What business owners say
"We had a $400K purchase order we could not fulfill. Springboard set up PO financing in days and we delivered on time. It changed the trajectory of our business."
"Waiting 60 days for customers to pay was killing our cash flow. AR financing solved it immediately. We now have predictable working capital every month."
"Ralph structured both a PO and AR facility for us. Our bank had no interest. Springboard got it done in two weeks. Outstanding knowledge and service."