Home Equity Loan

Home Equity Loans | Springboard Funding Partners
Springboard Equity Advantage™

Keep Your Rate.
Access Your Equity.

Access up to $750,000 from your home equity — without refinancing your first mortgage. Your low rate stays. Your options grow.

Start Free 60-Second Assessment See how it works
600
Minimum FICO
Qualifying credit score
$750K
Maximum Access
Tap your built equity
85%
Max CLTV
Combined loan to value
5 Days
Fast Funding
Quick approvals & closings
$0
Out-of-Pocket
Origination financed in
35
States Available
And growing
Why Springboard Equity Advantage™

Everything you need.
Nothing you don't.

A second-position home equity product built for homeowners and business owners who want liquidity without giving up the mortgage rate they worked hard to get.

🔒
Keep Your Low Rate
No refinancing. Your first mortgage stays exactly as is — we work around it, not through it.
📅
Flexible Terms
10, 15, 20, and 30-year fully amortizing options. Pick what works for your cash flow.
%
Competitive Rates
Autopay discount available. Rates designed to make your equity work harder for you.
⚡
Streamlined Process
Simple application, clear communication. Funding in as little as 5 days from approval.

Put Your Equity to Work

  • Business Expansion
  • Investment Properties
  • Working Capital
  • Real Estate Purchases
  • Equipment Purchases
  • Commercial Real Estate
  • Inventory
  • Business Growth
  • Debt Consolidation
  • And More

Whether you're a homeowner looking to grow wealth or a business owner needing capital — if you have the equity, we can help you put it to work.

The Process

From application to funded
in as little as 5 days.

01
60-Second Assessment
Complete our quick online form. No obligation, no hard pull on your credit to get started.
02
Review Your Options
Ralph reviews your scenario personally and presents the best available terms for your situation.
03
Fast Approval
Simple documentation, clear communication, and a streamlined underwriting process.
04
Access Your Funds
Close and fund — typically within 5 days. Zero out-of-pocket costs. Origination financed into the loan.
Qualification

Do you qualify?

Basic requirements to get started. Many homeowners are surprised at how accessible this product is.

Minimum Credit Score600 FICO
Maximum Loan Amount$750,000
Combined Loan to ValueUp to 85%
Out-of-Pocket Costs$0
Available Terms10–30 Yrs
States Available35 States*

Find Out in 60 Seconds

No hard credit pull. No obligation. Just answers about what your equity can do for you.

Start Your Free Assessment
Safe & secure. Your information is always protected.
Availability

Available in 35 states
and growing.

The Springboard Equity Advantage™ is currently available in the following states. Don't see yours? Reach out — we're expanding.

AL
AK
AR
CO
CT
DE
DC
FL
IL
IN
IA
KS
KY
LA
ME
MD
MA
MS
MO
MT
NE
NH
NM
NY
NC
OH
OK
PA
RI
SC
TN
TX
WA
WI
WY

*Not available in TX or NY for secondary or investment properties.

Your equity is ready.
Are you?

Homeowners and business owners have been unlocking opportunity through smart financing since 2013. Let's talk about what's possible for you.

Start Your Free Assessment →

*Not available in TX or NY for secondary or investment properties. Restrictions apply. This is not a commitment to lend. All loans subject to credit approval, property appraisal, and underwriting guidelines. Terms and conditions subject to change without notice.